:root{
	--navy:#0B2545; --navy-2:#163A6B; --orange:#E8742A; --orange-d:#C95F1B;
	--soft:#F4F6F9; --line:#E3E8EF; --ink:#1D2B3F; --muted:#51607A; --white:#fff;
	--font:'Montserrat',system-ui,-apple-system,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
	--wrap:1180px; --r:6px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-2)}
h1,h2,h3,h4{font-family:var(--font);color:var(--navy);margin:0 0 .5em;line-height:1.15;letter-spacing:-.015em}
h1{font-size:clamp(2.2rem,5vw,3.6rem);font-weight:800;letter-spacing:-.03em}
h2{font-size:clamp(1.6rem,3.2vw,2.35rem);font-weight:700}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1.1em;max-width:68ch}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px}
.screen-reader-text{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.ak-skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.75rem 1rem;z-index:100}
.ak-skip:focus{left:0}
.ak-wrap{max-width:var(--wrap);margin:0 auto;padding:0 32px}
.ak-icon{flex:none}

/* Header */
.ak-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.admin-bar .ak-header{top:32px}
.ak-header__inner{max-width:1400px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 32px}
.ak-wordmark{font-weight:700;font-size:26px;letter-spacing:-.3px;color:var(--navy);text-decoration:none;line-height:1.1;margin:0}
.ak-wordmark span{color:var(--orange)}
.ak-wordmark--lg{font-size:28px;margin-bottom:1rem}
.ak-nav{display:flex;align-items:center;gap:32px}
.ak-menu{list-style:none;display:flex;gap:30px;margin:0;padding:0}
.ak-menu a{position:relative;color:var(--navy);text-decoration:none;font-weight:500;font-size:15px;padding:6px 0;line-height:1.4}
.ak-menu a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--orange);transform:scaleX(0);transform-origin:left;transition:transform .2s}
.ak-menu a:hover,.ak-menu .current-menu-item>a,.ak-menu .current_page_item>a{color:var(--orange)}
.ak-menu a:hover::after,.ak-menu .current-menu-item>a::after{transform:scaleX(1)}
.ak-burger{display:none;background:none;border:0;width:44px;height:44px;padding:10px;cursor:pointer}
.ak-burger span{display:block;height:2px;background:var(--navy);margin:6px 0;transition:transform .2s,opacity .2s}
.ak-burger[aria-expanded="true"] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.ak-burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.ak-burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}

/* Buttons */
.ak-btn{display:inline-block;font-family:var(--font);font-size:15px;font-weight:600;letter-spacing:.3px;line-height:1.2;text-decoration:none;text-align:center;padding:16px 32px;border-radius:4px;border:1px solid transparent;cursor:pointer;transition:background .2s,border-color .2s,color .2s,transform .2s}
.ak-btn:hover{transform:translateY(-2px)}
.ak-btn--navy{background:var(--navy);border-color:var(--navy);color:#fff}
.ak-btn--navy:hover{background:var(--navy-2);border-color:var(--navy-2);color:#fff}
.ak-btn--orange{background:var(--orange);border-color:var(--orange);color:#fff}
.ak-btn--orange:hover{background:var(--orange-d);border-color:var(--orange-d);color:#fff}
.ak-btn--ghost{border-color:var(--navy);color:var(--navy);background:transparent}
.ak-btn--ghost:hover{background:var(--navy);color:#fff}
.ak-btn--ghost-light{border-color:rgba(255,255,255,.7);color:#fff;background:transparent}
.ak-btn--ghost-light:hover{background:#fff;color:var(--navy)}
.ak-actions{display:flex;flex-wrap:wrap;gap:16px;margin-top:2rem}
.ak-link{font-weight:600;color:var(--orange-d);text-decoration:none;border-bottom:2px solid currentColor;padding-bottom:2px}
.ak-link:hover{color:var(--navy)}

/* Type bits */
.ak-eyebrow{font-weight:600;font-size:.95rem;color:var(--orange-d);margin:0 0 .75rem}
.ak-lead{font-size:1.15rem;color:var(--muted);max-width:60ch}
.is-navy .ak-lead{color:#C7D3E6}

/* Sections */
.ak-section{padding:104px 0}
.ak-section.is-soft{background:var(--soft)}
.ak-section.is-navy{background:var(--navy);color:#DCE5F2}
.is-navy h2,.is-navy h3{color:#fff}
.is-navy .ak-eyebrow{color:#F5A66F}
.ak-head{margin-bottom:3rem}
.ak-pagehead{background:var(--soft);padding:96px 0 80px;border-bottom:1px solid var(--line)}
.ak-pagehead h1{max-width:18ch}

/* Hero */
.ak-hero{padding:96px 0 104px;background:linear-gradient(180deg,#fff 0%,#fff 70%,var(--soft) 100%)}
.ak-hero__grid{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center}
.ak-hero h1{max-width:14ch}
.ak-ledger{background:var(--navy);color:#fff;border-radius:10px;padding:32px;box-shadow:0 24px 48px -24px rgba(11,37,69,.5);border-top:4px solid var(--orange)}
.ak-ledger__head{display:flex;justify-content:space-between;align-items:baseline;border-bottom:1px solid rgba(255,255,255,.18);padding-bottom:14px;margin-bottom:6px;font-weight:600}
.ak-ledger__head em{font-style:normal;font-size:.8rem;color:#F5A66F}
.ak-ledger dl{margin:0}
.ak-ledger dl div{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px dashed rgba(255,255,255,.2)}
.ak-ledger dt{color:#C7D3E6}
.ak-ledger dd{margin:0;font-weight:700;font-variant-numeric:tabular-nums}
.ak-ledger .is-total{border-bottom:0;border-top:2px solid #fff;margin-top:6px;font-size:1.15rem}
.ak-ledger .is-total dd{color:#F5A66F}

/* Grids & cards */
.ak-grid{display:grid;gap:28px}
.ak-grid--3{grid-template-columns:repeat(3,1fr)}
.ak-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:36px 32px;display:flex;flex-direction:column;align-items:flex-start;transition:border-color .2s,box-shadow .2s}
.ak-card:hover{border-color:var(--orange);box-shadow:0 12px 28px -16px rgba(11,37,69,.35)}
.ak-card p{color:var(--muted);flex:1}
.ak-card__icon{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:12px;background:#FDEBDD;color:var(--orange-d);margin-bottom:1.25rem}
.ak-card__icon.is-dark{background:rgba(255,255,255,.1);color:#F5A66F;margin:0;flex:none}

/* Split */
.ak-split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.ak-split.is-reverse>*:first-child{order:2}
.ak-split--form{align-items:start}
.ak-why{list-style:none;margin:0;padding:0;display:grid;gap:28px}
.ak-why li{display:flex;gap:20px;align-items:flex-start}
.ak-why h3{margin-bottom:.25rem}
.ak-why p{margin:0;color:#C7D3E6}
.ak-checks{list-style:none;padding:0;margin:1.5rem 0 2rem;display:grid;gap:12px}
.ak-checks li{display:flex;gap:12px;align-items:flex-start;font-weight:500}
.ak-checks .ak-icon{color:var(--orange);margin-top:3px}

/* Media */
.ak-media{border-radius:10px;overflow:hidden}
.ak-media img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3}
.ak-media__ph{aspect-ratio:4/3;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#F5A66F;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:18px;border-bottom:4px solid var(--orange)}
.ak-media__ph span{color:#fff;font-weight:600;font-size:1.05rem}

/* CTA */
.ak-cta__inner{max-width:820px}
.ak-cta.is-navy .ak-eyebrow{color:#F5A66F}

/* Contact */
.ak-contact-list{list-style:none;padding:0;margin:2rem 0 0;display:grid;gap:18px}
.ak-contact-list li{display:flex;gap:14px;align-items:flex-start}
.ak-contact-list .ak-icon{color:var(--orange);margin-top:2px}
.ak-contact-list a{color:var(--navy);font-weight:500}
.ak-formcard{background:#fff;border:1px solid var(--line);border-radius:10px;padding:40px;box-shadow:0 20px 40px -28px rgba(11,37,69,.4)}
.ak-field{margin-bottom:20px}
.ak-field label{display:block;font-weight:600;font-size:.92rem;color:var(--navy);margin-bottom:6px}
.ak-field input,.ak-field select,.ak-field textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);background:#fff;border:1px solid #C9D2DF;border-radius:4px;padding:13px 14px}
.ak-field input:focus,.ak-field select:focus,.ak-field textarea:focus{outline:0;border-color:var(--navy);box-shadow:0 0 0 3px rgba(232,116,42,.35)}
.ak-hp{position:absolute;left:-9999px}
.ak-notice{padding:14px 16px;border-radius:4px;font-weight:500;margin-bottom:20px;max-width:none}
.ak-notice.is-ok{background:#E6F4EA;color:#14532D}
.ak-notice.is-error{background:#FDECEA;color:#8A1C12}

/* Footer */
.ak-footer{background:var(--soft);border-top:1px solid var(--line);padding-top:80px;font-size:.95rem}
.ak-footer__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.4fr;gap:48px}
.ak-footer__brand p{color:var(--muted)}
.ak-footer__h{font-size:1rem;margin-bottom:1rem}
.ak-footer__list{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ak-footer__list a{color:var(--muted);text-decoration:none}
.ak-footer__list a:hover{color:var(--orange-d)}
.ak-footer__contact li{display:flex;gap:10px;align-items:flex-start;color:var(--muted)}
.ak-footer__contact .ak-icon{color:var(--orange);margin-top:3px}
.ak-social{list-style:none;display:flex;gap:10px;padding:0;margin:1.25rem 0 0}
.ak-social a{display:inline-flex;width:40px;height:40px;align-items:center;justify-content:center;border-radius:50%;background:var(--navy);color:#fff;transition:background .2s}
.ak-social a:hover{background:var(--orange)}
.ak-footer__bar{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:56px;padding-top:24px;padding-bottom:28px;border-top:1px solid var(--line);color:var(--muted);font-size:.88rem}
.ak-footer__bar p{margin:0}
.ak-footer__bar a{color:var(--muted)}

/* Prose */
.ak-prose{max-width:780px}
.ak-prose h2{margin-top:2rem}
.ak-post{padding:1.5rem 0;border-bottom:1px solid var(--line)}
.ak-post h2 a{color:var(--navy);text-decoration:none}
.ak-meta{color:var(--muted);font-size:.9rem}

/* Responsive */
@media (max-width:1024px){
	.ak-section{padding:80px 0}
	.ak-grid--3{grid-template-columns:1fr 1fr}
	.ak-hero__grid,.ak-split{grid-template-columns:1fr;gap:48px}
	.ak-split.is-reverse>*:first-child{order:0}
	.ak-footer__grid{grid-template-columns:1fr 1fr}
	.ak-burger{display:block}
	.ak-header__inner{padding:16px 24px}
	.ak-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 24px;box-shadow:0 20px 30px -20px rgba(11,37,69,.3)}
	.ak-nav.is-open{display:flex}
	.ak-menu{flex-direction:column;gap:0}
	.ak-menu a{display:block;padding:14px 0;border-bottom:1px solid var(--line)}
	.ak-menu a::after{display:none}
	.ak-nav__cta{margin-top:20px}
}
@media (max-width:782px){.admin-bar .ak-header{top:46px}}
@media (max-width:640px){
	body{font-size:16px}
	.ak-wrap{padding:0 20px}
	.ak-header__inner{padding:14px 16px}
	.ak-wordmark{font-size:22px}
	.ak-section{padding:64px 0}
	.ak-pagehead{padding:64px 0 56px}
	.ak-hero{padding:56px 0 64px}
	.ak-grid--3,.ak-footer__grid{grid-template-columns:1fr}
	.ak-formcard{padding:28px 22px}
	.ak-actions .ak-btn{width:100%}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}.ak-btn:hover{transform:none}}